Preparing For Competitive Exams? Explore The Difference Between Bank And SSC exams.
During the year of school, every graduate explores career options. When people decide to transfer their undergraduate degree to a postgraduate degree, they begin studying for competitive exams.
Preparing for competitive examinations has become a tradition over the years, and every year, lakhs of new graduates join this club in the hopes of securing government or public-sector employment. Because of their numerous links, the SSC and Bank tests attract the most candidates when it comes to competitive exams. However, there are some significant distinctions between them, starting with the curriculum and ending with the test style. Let’s have a look at Difference between bank and ssc exams in this article.
“What to select as a career option?” Bank or SSC
Most students seek answers to this problem after graduation, and they may seek advice from friends, family, or any person who can provide favourable direction.
Because of the employment stability in both sectors, a large number of students nowadays aim to sit in numerous Government Exams or choose Bank Exams. The aspirant’s area of interest and expertise is the only genuine solution. Let’s take a quick look at SSC and Bank Exam before establishing a concrete comparison.
Difference between Bank and SSC Exams
1. Name of Exams
Exams for the SSC
Every year, the Staff Selection Commission (SSC) hires people for various positions in the Indian government’s departments, ministries, and organisations.
The following is a list of the SSC’s annual online exams:
- GD SSC
- SSC CGL
- SSC CHSL
- SSC JE
- CPO SSC
- MTS SSC
- Stenographer (SSC)
SSC CGL (Staff Selection Commission, Combined Graduate Level) is India’s most important government job recruiting test. The SSC administers the CGL test for a variety of government positions, including the Central Secretariat Service, CAG, Exercise Inspector, Statistical Investigator, Central Vigilance Commission, AO, Intelligence Bureau, Ministry of Railways/Defense/External Affairs, CBI, and a few more.
SSC conducts CGL and CHSL exams to select personnel to government. SBI and other banks, on the other hand, recruit a large number of candidates each year for a range of positions through various SBI or IBPS tests. When compared to SSC CGL openings, the number of employment vacancies in banks is substantially higher.
Exams in a Bank
Institute of Banking Personnel Selection, or more popularly IBPS conducts exams as per a pre-scheduled calendar to select bank personnel. The following is a list of important bank examinations that are conducted around the country:
- IBPS PO (CWE PO/MT)
- SBI PO
- SBI SO
- SBI Clerk
- IBPS Clerk
- IBPS Clerk
- RRB IBPS (CWE RRB)
- RBI Junior Engineers
- RBI Officer Grade B
- RBI Officer Grade C
2. Exam Pattern
The prelims test in both the Bank and SSC exams include sections in Quant, Reasoning, and English. The General Awareness portion, on the other hand, is only included in the prelims phase of the SSC Exam and is largely omitted from major banking exams such as SBI PO, IBPS PO, SBI Clerk, RBI Assistant, and so on.
The difficulty level, on the other hand, varies from section to section. The bank test, for example, has a high level of reasoning and a moderate level for the English section, but the degree of reasoning in the SSC exam is normally moderate.
3. Job Profile
Job Description for a Bank PO:
A bank PO job is a little more interesting. The following is a list of the responsibilities of a Bank PO:
- To assist the Customers.
- Enhancement of the Bank’s business.
- Customer account management
- Customer service is really important.
- It’s a target work.
- When compared to SSC, work pressure is higher, but the work environment is more interesting.
- Customer-related issue management.
Job Description of a Government Personnel selected through SSC:
As a government employee, a candidate must start from the beginning. As a result, the following are the work expectations:
- Answering RTI enquiries.
- To begin, general administrative work is required.
- Take notes and organise the work.
- Get to work in the field, which will need you to travel.
- Get involved in the creation of a national project.
4. Working Hours
Working Hours for Bank PO:
- A Bank PO’s appropriate work schedule is six days per week, with the exception of the second and fourth Saturdays.
- Regular work schedule, although some transactional tasks must be completed beyond office hours.
- During the year’s end, quarter’s end, or month’s end, work pressure is at an all-time high.
Working hours for SSC:
- Working for five days.
- Work that is properly timed and does not require additional hours.
- There will be no working in shifts.
5. Work Pressure
Banking jobs have higher work pressure than SSC jobs since bankers interact directly with customers. They are, therefore, incredibly interesting and fascinating.
Depending on the profile, a novice banker’s duties may involve administrative responsibilities, general banking, or any other task assigned by management (PO, Clerk, etc). Candidates who enter the banking industry are given sessions on marketing, billing, investment, finance, accounting, human resource, general banking, agricultural banking, and so on. They have to deal with people on a daily basis, thus good behaviour is also necessary.
This employment allows you to maintain a decent work-life balance. In comparison to a Bank Job, it is a more relaxed job. They are assigned administrative chores, supervision, or other duties as assigned by the senior official. In an SSC job, there may not be as much client interaction, as in the case of a bank job.
Salary of Bank PO:
- Because a Bank PO’s employment is movable, he or she will almost always have to spend additional costs for relocation and other charges.
- The Bank PO compensation ranges from $38,000 and $42,000 per month.
- In addition to his or her Bank PO income, a Bank PO receives other benefits as well.
- Banks advertise that the CTC (Cost to Company) of a Bank Probationary Officer is to the tune of Rs.1.2 lac per month.
Salary of SSC:
- The remuneration of SSC employees is subject to change as a result of the 7th pay commission.
- An SSC employee’s salary ranges from $39,000 to $45,000 per month.
You might have understood that both the job have various pros and cons associated with them. Moreover, both require a lot of hard work to crack the exam but choosing one of them depends upon your interest and choice. Think wisely and select the career option that suits you and your personality. If this blog on Difference between Bank and SSC exams help your out, please share the blog.